How local law shapes these Terms & Conditions
Our Terms & Conditions apply to the account relationship, but access and eligibility depend on local law. Before account access, we may require the phone verification step shown on the registration path, and the details you submit must remain accurate. Wallet activity through DANA, OVO, GoPay,
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QRIS, bank transfer or a virtual account is handled under the payment clauses, including checks for mismatched account names or incomplete references. Withdrawal requests can require identity and transaction checks before release. We may update wording when a legal, payment or security requirement changes, with the
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current text displayed on this page. If a clause is unclear, contact us before using the relevant account feature; our support route can help identify the applicable section without changing its meaning.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.